{"id":16614,"date":"2020-07-29T12:06:33","date_gmt":"2020-07-29T12:06:33","guid":{"rendered":"https:\/\/merikebi.warrenmyers.com\/?p=16614"},"modified":"2020-07-29T12:06:33","modified_gmt":"2020-07-29T12:06:33","slug":"new-comment-on-reddit-1622","status":"publish","type":"post","link":"https:\/\/merikebi.warrenmyers.com\/?p=16614","title":{"rendered":"New comment on reddit"},"content":{"rendered":"<div class=\"md\">\n<blockquote>\n<p>The kicker is that I live in Louisville and came from a rural town, yet my (car) rates still dropped (didn\u2019t own a home in Indiana).<\/p>\n<\/blockquote>\n<p>Yeah &#8211; rates change per-state, driving habits, age, coverage levels (it&#39;s <em>typically<\/em> cheaper to get <em>more<\/em> insurance (to a point) rather than <em>less<\/em>), multi-vehicle\/-policy discounts, and on and on<\/p>\n<p>My rates were <em>initially<\/em> going to jump when we moved from Lexington &quot;out to the country&quot;, until I called and they did a review &#8211; you <em>really<\/em> need to talk to folks vs merely making changes online \ud83d\ude42<\/p>\n<blockquote>\n<p>No one else offered 25% extra monetary compensation over the value of my home in their policy, which means if I\u2019d lost the house (say, in a fire) the same year I bought it, I wouldn\u2019t just barely pay off my loan, I\u2019d actually be better off. <\/p>\n<\/blockquote>\n<p>LM does that &#8211; it&#39;s based on &quot;cost to <em>rebuild<\/em>&quot; rather than assessed value \ud83d\ude42<\/p>\n<p>And that&#39;s merely the <em>house<\/em> &#8211; then there&#39;s the coverage for the &quot;stuff&quot;, which is estimated at something like 60% the value of the house (on my policy, at least)<\/p>\n<p>Not saying you should switch &#8211; but <em>for me<\/em>, LM has been equal-to or better-than the other providers out there \ud83d\ude42<\/p>\n<\/p><\/div>\n<p>July 29, 2020 at 07:52AM<br \/>\nvia reddit https:\/\/www.reddit.com\/r\/Kentucky\/comments\/hzjyai\/no_knock_warrants_and_no_fault_insurance\/fzm2gv3?utm_source=ifttt<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The kicker is that I live in Louisville and came from a rural town, yet my (car) rates still dropped (didn\u2019t own a home in Indiana). Yeah &#8211; rates change per-state, driving habits, age, coverage levels (it&#39;s typically cheaper to get more insurance (to a point) rather than less), multi-vehicle\/-policy discounts, and on and on &hellip;<br \/><a href=\"https:\/\/merikebi.warrenmyers.com\/?p=16614\" class=\"more-link pen_button pen_element_default pen_icon_arrow_double\">Continue reading <span class=\"screen-reader-text\">New comment on reddit<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_hide_featured_image":false,"_jetpack_featured_image_duplicate_dismissed":0,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[4],"tags":[972],"keyring_services":[],"class_list":["post-16614","post","type-post","status-publish","format-standard","hentry","category-blih","tag-reddit"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=\/wp\/v2\/posts\/16614","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=16614"}],"version-history":[{"count":1,"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=\/wp\/v2\/posts\/16614\/revisions"}],"predecessor-version":[{"id":16615,"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=\/wp\/v2\/posts\/16614\/revisions\/16615"}],"wp:attachment":[{"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=16614"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=16614"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=16614"},{"taxonomy":"keyring_services","embeddable":true,"href":"https:\/\/merikebi.warrenmyers.com\/index.php?rest_route=%2Fwp%2Fv2%2Fkeyring_services&post=16614"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}